ZamZam Bank's Profit Soars, But High Liquidity Looms Large
ZamZam Bank demonstrated measured growth and cautious risk management, placing it in a strong position within the niche Sharia-compliant market it pioneered as a fully-fledged interest-free financial institution. Its balanced lending strategy, robust capital buffers, and artificial intelligence (AI) initiatives mark it as a promising prospect. Nonetheless, analysts say managing liquidity pressures, curbing rising operational costs, and adapting strategically to rapidly evolving industry benchmarks remains critical for sustaining future growth and stability.
Incorporated in 2021, ZamZam Bank...