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Fintech Milkii Lifts Borrowing Beyond Collateral

Sep 7 , 2025


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Milkii, a digital lending platform rolled out by Oromia Bank with Quantum Technology, has stormed into the fintech scene with over 60,000 users and 140 million Br disbursed in just three months no collateral required. The mobile app packs eight loan products, from daily income credit for youth and small businesses to salary advances, women-focused financing, school fee loans, and even deferred payments for airline tickets and phone bills. By harnessing AI to open access for underserved borrowers, Milkii signals how digital tools are rewriting the playbook on financial inclusion with speed, convenience, and reach.


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